Financial behaviour can add valuable context.
Financial Tracking is completely optional. If the Recovery User chooses to connect their own account through the secure Open Banking flow, Guardian AI can recognise unusual activity and give a trusted supporter the chance to check in.
Financial overview
Financial overview
Spending this month
£1,243.54
Open Banking connected by you
Recent transactions
Nothing is visible until you connect
Recovery Gaurdian has no access to any financial information until the Recovery User personally connects an account using the existing secure Open Banking flow. It can be disconnected at any time.
- Activity
- Guardian AI
- Alert
- Check in
Your spending, your account
Financial overview
Spending this month
£1,243.54
Open Banking connected by you
Recent transactions
Open Banking
A secure connection made by the Recovery User, not by a supporter.
Financial insights
Financial insights
Guardian AI insight
Spending is up compared with last week. Main change: eating out and late-night activity.
Recent activity
Financial signals Guardian AI can recognise
Where identifiable from the available transaction information and the alert rules already configured in the app, financial context may include:
Unusual or large cash withdrawals
A withdrawal well outside the normal pattern.
Repeated cash withdrawals
Several withdrawals in a short space of time.
Significant spending changes
A clear shift away from normal spending behaviour.
Gambling or bookmaker spending
Transactions identifiable as gambling-related.
Alcohol-related transactions
Purchases identifiable as alcohol-related.
Unusual late-night spending
Activity overnight, outside usual hours.
From transaction to check-in
When activity meets the configured alert rules, the supporter receives a notification with a single suggested action.
Activity flagged
Financial activity
Open Banking connected by you
Recent activity
Guardian AI
Large cash withdrawal detected
£250.00 withdrawn in one transaction. This is much larger than your usual pattern.
Financial alert raised
Guardian AI monitoring
Some recent activity may be worth checking in about.
Financial activity alert
Recovery Gaurdian alert
Supporter view
Financial activity detected
Large cash withdrawal
£250.00
Guardian AI has identified financial activity that may warrant a check-in.
Alert detail
Large cash withdrawal · £250.00
Alex · just now
How it helps
Connected by you
The Recovery User links their own account through secure Open Banking.
Context, not judgement
Guardian AI describes what changed in plain language.
Supporters kept informed
An alert reaches the trusted supporter with a clear check-in action.
Disconnect any time
The bank connection can be removed whenever the Recovery User chooses.
Bring your Recovery Team together
Progress, check-ins, support and optional additional context in one place.